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10810 N Tatum Blvd Ste 102 PMB 528
Phoenix, AZ 85028
Open Hours: Sun – Fri: 08 am – 05 pm, Saturday: CLOSED
Phoenix, AZ 85028
Health insurance plans offer various coverage types and benefits, including: Medical Coverage: This includes expenses related to doctor visits, hospitalization, surgeries, lab tests, prescription drugs, and other medical services. Preventive Care: Many health plans cover preventive services such as vaccinations, screenings, and wellness visits at no cost or with minimal copayments. Mental Health and Substance Abuse Services: Health insurance covers treatments for mental health conditions, behavioral health services, counseling, and substance abuse rehabilitation programs.
Health insurance involves cost-sharing arrangements between policyholders and insurance companies, including: Premiums: Policyholders pay monthly or annual premiums to maintain coverage. Deductibles: The amount you must pay out of pocket before your insurance starts covering costs. Plans with higher deductibles often have lower premiums. Copayments and Coinsurance: Copayments are fixed amounts you pay for specific services (e.g., $25 for a doctor's visit), while coinsurance is a percentage of the cost you pay after meeting your deductible.
There are different types of health insurance plans, each with unique features and cost structures: Health Maintenance Organization (HMO): HMO plans typically require you to choose a primary care physician (PCP) and get referrals to see specialists. They often have lower out-of-pocket costs but less flexibility in provider choices. Preferred Provider Organization (PPO): PPO plans offer more flexibility to see any healthcare provider without referrals, although staying in-network generally results in lower costs. Exclusive Provider Organization (EPO): EPO plans combine aspects of HMOs and PPOs, allowing you to see specialists without referrals but limiting coverage to in-network providers
Speak with insurance experts and ask questions before finalizing your plans or if you want help regarding our services. Our dedicated staff is more than happy to call and guide you
10810 N Tatum Blvd
Ste 102 PMB 528
Phoenix, AZ 85028
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